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A first in Australia, ChapterTwo has developed an app for you to manage your debts all in one place.

Debt wiped
Australians helped
Money saved
Saved from bankruptcy

Debt Solutions

Our solutions allow you to avoid bankruptcy and get you back on track
An Informal Debt Arrangement allows you to resolve your debt issues without suffering the harsh consequences of a Part 9 Debt Agreement or Bankruptcy and does not place a default on your file.

Informal Debt Agreement

An Informal Debt Arrangement allows you to resolve your debt issues without suffering the harsh consequences of a Part 9 Debt Agreement or Bankruptcy and does not place a default on your file.
A Full & Final settlement involves negotiating an agreement with your creditors for a final settlement by offering a reduced lump sum to close your debts, rather than paying the full amount.

Full & Final Settlements

A Full & Final settlement involves negotiating an agreement with your creditors for a final settlement by offering a reduced lump sum to close your debts, rather than paying the full amount.
A Long Term Arrangement involves negotiating an agreement with your creditors to vary your credit contract, with affordable monthly repayments, to pay off your debts over a longer period of time.

Long Term Arrangement

A Long Term Arrangement involves negotiating an agreement with your creditors to vary your credit contract, with affordable monthly repayments, to pay off your debts over a longer period of time.

Mortgage Solutions

We assess and tailor mortgage solutions to your financial situation
If you’re after a more competitive rate on your existing mortgage, then our ChapterTwo consultants have access to industry leading rates.

Mortgage Refinance

If you’re after a more competitive rate on your existing mortgage, then our ChapterTwo consultants have access to industry leading rates.
If you own property, and also have excessive personal debts – we can heavily reduce your liabilities by refinancing your mortgage and negotiating with your creditors.

Debt Negotiation Refinance

If you own property, and also have excessive personal debts – we can heavily reduce your liabilities by refinancing your mortgage and negotiating with your creditors.
Chasing your dream home? Our experienced mortgage brokers know the market inside and out. We have hundreds of different products to choose from and always find the best deal for our clients.

Purchases & Investments

Chasing your dream home? Our experienced mortgage brokers know the market inside and out. We have hundreds of different products to choose from and always find the best deal for our clients.
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Download our app & watch your balance decrease without interest compounding

This app is the first of its kind in Australia. See your debts in one place without having to login to numerous internet banking sites!

Just one regular payment!

Just one regular payment!

View your live credit score

View your live credit score

Stop the calls

Stop the calls

We protect your credit rating

We protect your credit rating

No Debt Agreements

No Debt Agreements

Freeze interest & repayments

Freeze interest & repayments

Reduce debts by up to 80%

Reduce debts by up to 80%

Full Support

Full Support

The Process

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How does it work?

Navigate your way to the page which best suits your financial situation.

Find your problem

Find your problem

Next, use our live-chat, fill out an enquiry form or call 1300 344 433

Speak to us

Speak to us

We then request a few easy steps to get the ball rolling.

Prepare your information

Prepare your information

Whether you are in debt, or you are looking for a mortgage solution – we will always find a way to help YOU

We settle your situation

We settle your situation

eBook:

Why You Should Never Accept a
Part IX Debt Agreement

[REVIEWS HERE]

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Start your debt-free life today!

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