Helping more
Helping more
Our specialist Total and Permanent Disability (TPD) lawyers have a proven track record of securing fair compensation on a ‘no win, no fee’ basis.
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If you’ve suffered an injury or illness that prevents you from returning to your usual occupation, you might be eligible for a TPD claim. Unlike income protection or weekly workers compensation payments, a TPD benefit is a one-time lump sum payment, often substantial, that offers financial support while you’re unable to work. This insurance might be included in your superannuation policy, so you may have it without even being aware. This is where we can help you identify opportunities to get more from your policy in the form of TPD compensation. Whether the injury or illness is work-related or not, there are various circumstances under which you may be entitled to TPD compensation.
Workplace injuries
Chronic illnesses
Mental health
Psychological injuries
Injuries – both at home or in a public place
Car accident injuries
Sports injuries
At Fern Lawyers, we are accredited specialists helping people like you who are no longer able to work due to injury or illness. Our expertise in TPD claims ensures that you can navigate the claims process with confidence. We take the time to understand your unique situation and work diligently to secure the benefits you are entitled to. Whether you’re making a claim for the first time or challenging a rejected claim, we are here to help every step of the way.
Success rate
TPD Claim
Personalised service
Realistic
99% Success Rate
We handle everything for you
Personalised service
Realistic
99% Success Rate
Total and Permanent Disabilities
What happened?
In December 2023, our client came to us in a state of distress, having been bullied at work. It was a challenging time for him, and he was unsure of his options. After a thorough assessment, we identified him as a candidate for a Total and Permanent Disability (TPD) claim.
We undertook a thorough review of his policy and immediately began assembling the necessary evidence to support his case. Within three months, we were able to submit a comprehensive claim on his behalf. Less than six months later, the claim was accepted.
Our client received $370,000, an amount he never knew he was entitled to. He was beyond thrilled with the result, expressing his gratitude for this unexpected compensation. With this compensation, he could repay a $20,000 loan to his parents, resolve his mortgage issues, and, in his words, get “a second chance at life.”
We are now continuing to work with him on another claim for Work Injury Damages, which is projected to yield an additional $500,000. This ongoing support underscores our commitment to helping our clients navigate their legal challenges and secure the compensation they deserve.
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We’re here to help, if you have more questions or need assistance in understanding how any answers we’ve provided might apply to your unique situation, then please contact our team today.
Yes, you can still claim TPD benefits even if you’ve already received compensation from workers’ compensation or other sources. At Fern Lawyers, we understand that navigating these claims can be confusing, so it’s important to check the details of your insurance policy. Some insurers may have specific rules about claiming multiple types of compensation, and we’re here to help you understand your options. If you have questions or need support, don’t hesitate to reach out to us.
To be eligible for TPD benefits, you usually need to prove that you have a permanent disability that prevents you from working in any occupation based on your previous education, training or work experience. This might include physical injuries, chronic conditions, or mental health challenges. At Fern Lawyers, we understand that each insurance policy has different eligibility requirements, so it’s crucial to check your specific policy details. If you’re uncertain about your eligibility or have questions, don’t hesitate to contact us. We’re here to support you in understanding your rights and exploring your options.
If your TPD claim is denied, you may have the right to appeal the decision. You can request a review of your claim or seek advice from a legal professional to understand your options and potentially take further action.
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Have questions? Want to discuss your situation with an expert who understands? Whether you prefer to call, email, or visit us in person, we’re here to listen and provide the support you need.
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